Terms of Service

Last Updated: January 2026

1. Acceptance of Terms

By accessing and using SmartRepay UK, you agree to be bound by these terms. If you do not agree, please do not use the service.

2. Permitted Use

  • The tool is provided for personal, non-commercial use only.
  • Users are prohibited from using automated scripts or "crawlers" to extract data or reverse-engineer our calculation logic.

3. Intellectual Property

All design, code, logos, and written content on this site are the intellectual property of SmartRepay UK and are protected by copyright laws. Unauthorized reproduction is strictly prohibited.

4. Modifications to Service

We reserve the right to modify, suspend, or discontinue any part of the service at any time without prior notice.